Andrea Ratay

Chair, Education & Outreach Committee

Northeast Region

New York District Export Council

Vice President, CICP, Global Trade Finance at TD Bank N. A.

Andrea Ratay has been a Trade Finance banker for over 25 years.  Having started her banking career with Irving Trust, she has covered diverse commercial markets in the middle market and large corporate sectors, structuring risk management and working capital solutions for importers and exporters. 

Andrea is a Certified International Credit Professional, and has taught Business and International Trade courses in the SUNY system and at NYU.  She has volunteered with the US Dept. of Commerce New York District Export Council since 2006, and is currently the Vice Chair of the Council.  Prior to entering banking, Andrea worked on the Reagan-Bush campaign and at the U.S. Department of Commerce.

Andrea earned her undergraduate degree from Georgetown University's School of Foreign Service, and an MBA from NYU Stern School of Business.